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Renters Insurance


Renters Insurance Information

Florida Renters Insurance

Coverage Crafted for All Sunshine State Residents

As an independent insurance provider, Iten Agency aims to provide every Floridian with insurance coverage that matches their needs to help protect them in all walks of life. We provide the services of a large company while still offering the personal touch that helps us truly connect with our clients. Our promise is to deliver every customer the world-class services they deserve.   

Because of the highly competitive nature of the Florida real estate market, you might decide that renting your home is a much better financial decision compared to buying a property outright. However, you still must protect your investment by enrolling in a quality renters insurance policy. It will provide you targeted benefits without burdening you with coverage designed solely for homeowners.

Keep reading if you want to learn more about renters insurance, or if you’re ready to get covered today:   

- Call us at 954-680-0360  
- Request your Free Renters Insurance Quote Online Now

Common Renters Insurance Questions

What Is Renters Insurance?

Renters insurance is much like standard homeowners insurance, only it is designed for those who lease their homes.  

By renting, you are not responsible for certain property maintenance, upkeep and other financial responsibilities which instead fall to the property owner. However, you still own your possessions within the rental home, and you still have to take responsibility for your actions while living there. Renters insurance makes certain you have protection against unexpected challenges that might threaten you in your home at any time.

What Does Renters Insurance Cover?

There are three primary benefits offered within the average renters insurance policy:

- Liability Insurance: Liability coverage applies to cases where the policyholder (the renter) causes harm to a third party. If you are at-fault for someone else’s bodily injuries or property damage, liability insurance can help cover that party’s losses. Coverage can also pay for legal assistance if you get sued because of the accident.
- Contents Insurance: Renters policies typically cover such personally owned items as furniture, clothing or electronics damaged by a variety of hazards, including fire & smoke, wind, hail & lightning, explosions, theft & vandalism, or water damage from burst pipes. So long as the policy covers the incident that damaged the items, you can insure almost any possession.
- Living Expenses Coverage: Sometimes, damaging incidents might make the home temporarily unlivable. While the home undergoes repairs, this coverage can pay for expenses like your hotel or dining bills.

You can further augment your benefits with more expansive options like:

- Personal umbrella coverage
- Scheduled personal items coverage
- Replacement cost personal possessions coverage
- Pet bite liability insurance

When Is Renters Insurance Required?

Often, you will find that your landlord will require you to purchase a renters insurance policy in order to remain in compliance with the terms of your lease. Generally, they will require you to obtain a minimum level of liability coverage. However, you are strongly encouraged to purchase higher levels of benefits that are more appropriately tailored to your individual needs.

Our agents know all the ins and outs of renters insurance. We’ll comprehensively compare the policies offered by our network of trusted carriers and direct you in the way of a policy that will provide you with the most tailored level of protection.

Companies We Work With

The companies we work with are some of the best in the industry. We look at each one annually, evaluating pricing and customer service levels, so you can expect a smooth and fair process.

 Carrier Carrier Carrier  Carrier Carrier Carrier Carrier Carrier Carrier geovera logo Carrier Carrier Carrier Carrier Carrier slide logo Carrier Carrier Carrier Carrier vyrd logo Carrier Carrier Carrier Carrier Carriertyp tap logoCarrier Carrier Carrier Carrier
Get Your Personalized Quote Today!
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Davie Office
5905 S University Drive
Davie, FL 33328

Port Orange Office
5889 S Williamson Blvd, Suite 1429
Port Orange, FL 32128

Palm City Office
4221 S.W. High Meadow Road, Suite 201
Palm City, FL 34990
Davie/Main Office: 954-680-0360
Palm City: 772-206-4411
Orlando: 407-635-8100
Southwest Florida: 941-253-5757
Port Orange: 386-761-4374
Call us today

info@itenagency.com
Email anytime, we will respond shortly
Careers opportunities at Iten Insurance Agency

We are currently hiring for Personal Lines Customer Service and Commercial Lines Service. Please feel free to email us your resume at info@itenagency.com.


We look forward to hearing from you.


See something you are unsure about? Take a look at our
Policy Glossary

The above description provides a brief overview of the terms and phrases used within the insurance industry. These definitions are not applicable in all states or for all insurance and financial products. This is not an insurance contract. Other terms, conditions and exclusions apply. Please read your official policy for full details about coverages. These definitions do not alter or modify the terms of any insurance contract. If there is any conflict between these definitions and the provisions of the applicable insurance policy, the terms of the policy control.


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